![]() ![]() The only time the check number might be important is if you had to "stop payment" on a particular check, or otherwise inquire about a particular check.īut this should not really be an issue because by the time you have used up the first batch of checks, and start using the checks with duplicate numbers, the first use of the early duplicate numbered checks will be sufficiently long ago that there should not be any chance of processing checks with duplicate numbers at the same time. The check numbers are recorded when processed at your bank so they can be shown on your printed and online statements. The check numbers are not used in any way in clearing the check, the numbers are only for your convenience, so processing checks with duplicate numbers won't matter. Wait until you have completely used one set of the checks, then start using the second set.So, modifying the check numbers will not work. Since the check number is scanned by the bank from the bottom edge of the check, covering or otherwise modifying the check number on the upper left corner will have no effect on the check number that is recorded when the check is processed.Īnd, you can't modify or cover the numbers or place any marks in the area of the numbers along the bottom of the check as this will likely interfere with processing of checks. ![]() First, in the upper right corner, and also along the bottom edge on of the check. Keep in mind, that the check number is printed in 2 places on the front of each check. Probably a bad assumption, but I'm assuming your in the United States. Ask your bank what to do with the incorrect cheques: they may want them returned to the bank, or they may be happy for you to keep (and even use) them. Presumably your printing house (or your bank, if they printed them) has made the error: raise it with them and have them reprint the batch. Any refusal would sour your relationship with your payees. They may refuse to accept it because it could not be read automatically. They may suspect that it was done in order to render the cheque unidentifiable and refuse to accept it. The receiving bank would not be able to tell if you did it, or the payee they would not know why. Making an obvious amendment to a cheque’s details is likely to raise a red flag. Where the number is verified as unique, then clearing the payment may be refused or at best delayed in order to be queried. But you would not be able to identify a particular payment on your statement, and neither would the issuing bank if you wanted one stopped. In many cases, there is no verification of uniqueness and it would be perfectly acceptable simply to use cheques with duplicate numbers: a cheque is merely an order to the bank to make a payment. The question needs a specific answer which addresses the specific circumstances involved (which are not stated, at the time of writing this), but for the general question “Should I alter a printed cheque?” the answer must be no.Ĭheque numbers are used for identification of the cheque. In any case, printed numbers are usually machine-readable, and a corrected cheque would not be. Both checks are used for exchanging money.Even where national law might allow such a practice, the law in an individual province or state (either for issuing or receiving bank) might not or if that does then the receiving bank may have its own regulations or compliance practice which may not permit them to accept an altered cheque.Whether it is a Single check or a duplicate check, both are the written form of the payment a person wants to give or receive.There is always evidence present in the form of carbon duplicate Single vs. Number of Checks There is a large number of checks present within a box There are fewer checks in a box due to thicker check Evidence There is no evidence left behind of the single check if the check is torn or lost. The checkbook of the duplicate check is heavier because it has double the number of pages. Check Book The checkbook with the single check is always lighter because it has fewer pages. While writing the duplicate check, the person must press hard against the paper to create a carbon duplicate. Writing Method In the writing method of the single check, the writer does not have to press hard against the paper while writing. These types of checks are more secure because they keep a record of who you pay. There is always a carbon copy available of the duplicate checks. If this kind of check is lost or torn, then the check cannot be used for exchanging money. Duplicate Copy There is no evidence or copy of the single check. It is the type of check which has a carbon copy underneath the original check. ![]() 6 Key Differences Between Single Checks and Duplicate Checks Components Single Checksĭuplicate Checks Definition It is a type of check that comes in the form of single pages and has no duplicates. ![]()
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